State Bank of Pakistan in collaboration with 1Link has launched a Home Remittance Product “Sohni Dharti Remittance Program to incentivize Non-Resident Pakistanis.

Sohni Dharti Remittance Program (SDRP) is a point-based loyalty scheme for our remitters who work abroad and send money to their loved ones in Pakistan through banking channels or exchange companies. The sole purpose of this scheme is to increase the volume of remittances.

It is a unique and first-ever smartphone (Android and iOS) Mobile application, available in both English and Urdu languages that tracks and updates every remittance a remitter sends home. It also awards the remitter with reward points, which can be redeemed for free of cost services at multiple Public Service Entities listed below.

Public Sector Entity Services offered for Redemption through SDRP
PIA International Air Tickets, Payment for Extra Baggage Fee on PIA International Flights
FBR Mobile Phone duty payment- Payment of Duty on imported Vehicles
Passport Office Renewal of Passport
State Life Life Insurance/Takaful Premium Payment
Overseas Pakistanis Foundation (OPF) OPF Schools’ fee Payment
Utility Stores Corp Utility Stores Retail purchases
Bureau of Emigration & Overseas Employment (BE&OE) Emigrant Registration Fee – OEP, Emigrant Registration Fee–Direct Employment

Going forward more Public Sector Entities and other services will be added.

Reward Points

Remitter will earn reward points based on a certain percentage of every remittance one sends. There are four rewarding tiers: Green, Gold, Platinum and Diamond. Reward points will be given to remitters based on the following tier criteria:

Category Annual Remittance Amount (in one Fiscal year)* Reward Points Earning (% of Remittance Amount)**
Green Up to USD 10,000 1.00%
Gold From USD 10,001 to USD 30,000 1.25%
Platinum From USD 30,001 to USD 50,000 1.50%
Diamond USD 50,001 above 1.75%

*Fiscal Year 1st July to 30th June
** Equal PKR amount of remittance

Reward points appear on the app in the form of a virtual card that updates automatically with reward points after each remittance.

Using the Mobile App, Remitter can also enroll and transfer accumulated reward points to their beneficiary for redemption.

SDRP Complaint Resolution Desk

For any complaints/questions or feedback related to the ‘Sohni Dharti Remittance Program (SDRP) please note the following contact details.

+92 21 111 11 6757


For further SDRP information please visit the following SBP & 1Link pages.

Download SDRP App and Register

Don’t miss the opportunity to avail exciting rewards and benefits. Download the app now and register.

Apple Link:

Google Link :

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