Fostering the bond that exists with its customers, and to better serve their financial needs, Bank Makramah Limited (BML) has come up with ‘Hamara Family Savings Account’ – a unique savings account offering superior returns and a host of free services.

As a trendsetter, BML brings a solution to assure parents of their commitment to their children. With more values, more expertise and more solutions, BML innovates a savings account that serves the entire family. Get your entire family to bank with us, and enjoy vast privileges and unique benefits.

Here’s how it works
  • Grouped accounts for the family
  • Initial Investment Requirement – Rs. 5,000/-
  • Minimum Balance Requirement – Rs. 5,000/-
  • Attractive rates
  • Profit calculation on monthly average balance basis and disbursement on monthly basis.
  • Additional semi-annually bonus*
  • Up to five debit cards (Charges as per SOC)
  • Minors can make purchases and withdraw cash at ATMs via the Debit Card
Here’s what you get
  • SMS alerts
  • Mobile Balance Recharge
  • Debit Cards
  • Internet Banking
  • Free Outward Clearing return Cheques (Charges as per SOC if returned due to insufficient funds)
  • ATM Cash Withdrawal Protection Insurance on maintenance of 6 monthly average balance of PKR 50,000 and above
  • Free Personal Accidental coverage on maintenance of 6 monthly average balance of PKR 50,000 and above
  • Free Utility Bill Payment via ATM, Mobile App, Internet Banking and Bank Branches
  • Intra-Bank Fund Transfer
  • Lockers

The customer ID of the primary account holder will be the family ID. The Primary account holder CANNOT be a minor. Minimum 2 and maximum 5 members can be grouped under a single Family Savings Account.

*(Additional 1% (or as per applicable rack rate sheet) will be given if average 6 monthly balance is maintained at Rs. 100,000/- collectively on all family account).

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