Business Advantage Current Account

Bank Makramah Limited introduces the Business Advantage Current Account, a comprehensive solution designed to simplify your financial operations and empower your business. Your business is one-of-a-kind, and so are your financial needs. BML Business Advantage Current is the ultimate business current account that provides protection and benefit for your business exceeding your expectation.

As an account holder, you will be provided with free comprehensive coverage for business inventory and free protection against cash snatching on cash withdrawal from ATMs or BML branches cash counter.

Customers are also entitled to a host of free banking facilities which includes Cheque Book, Pay orders, Intercity transactions and ADC SMS alerts to make your banking experience truly rewarding.

Eligibility
The account can be opened by Businessmen, SME’s, Sole Proprietor and Partnership Accounts (Pakistani CNIC Holders), etc., subject to the terms and conditions

Key Features

It is a non-remunerative account
Account can be opened with initial deposit of PKR 5,000/-
Available in Pak Rupee only
Minimum balance requirement of Rs. 5,000/-
BML Debit Card
Bank balance certificate, account maintenance certificate and other certificates on request
Stop Payment & Hold Mail facility
Cheques can be deposited and en-cashed at any BML branch across Pakistan
24/7 Call Centre facility
Mobile Banking and Internet Banking facility

Free Banking Facilities

Free benefits based on maintaining monthly average balance requirement of Rs. 50,000

Free Cheque book 25 leaves (Quarterly)
Free Pay Orders Issuance
Free CDR Issuance
Free Half Yearly Account Statements
Free Intercity Transactions
Free Internet Banking and ADC SMS alerts facility
Free Bank Balance Confirmation Certificate and other Certificates on Request
Inventory and Cash Withdrawal Takaful

*Terms & Conditions Apply

Business Inventory Takaful

Protect your Business Inventory

Bank Makramah Ltd (BML) in collaboration with Takaful Operator will provide unprecedented security against fire, terrorism, and natural disasters for your business inventory, subject to maintaining the required average balance and all applicable terms and conditions. The coverage will be dependent upon the monthly average balance of the customer as per the following slabs:

Monthly Average Balance Range	Sum Covered/Limit
Rs. 50,000/- to Rs. 99,999/-	Rs. 200,000/-
Rs. 100,000/- to Rs. 199,999/-	Rs. 400,000/-
Rs. 200,000/- to Rs. 399,999/-	Rs. 800,000/-
Rs. 400,000/- & Above	Rs. 1,000,000/-

*The insurance coverage will be based on the previous month’s average balance maintained by the customer, and the insurance coverage starts from the second month.

Cash Withdrawal Takaful

Liberate yourself from the fear of being robbed of your cash. BML Business Advantage Account provides you with free Takaful cover up to Rs. 50,000/- per annum against loss of cash withdrawal from ATMs and over-the-counter across Pakistan, subject to maintaining the required average balance and all applicable terms and conditions.

ATM Cash Withdrawal Takaful on maintenance of a 6-month average balance of PKR 25,000 and above.

Coverage	24 hours’ coverage for Accountholders of the bank against the risk of Snatching / armed hold up/ forced deprivation of cash whilst withdrawal Coverage made by the proposer from any of the BML Banking branch or 1-Link of any bank, up to the limit of Rs.50,000/-.
Scope of cover	Within a radius of 2 km or within prescribed time limit of 45 minutes from the time of withdrawal whichever comes first.

Terms & Conditions Apply

Waiver of Charges

For information regarding the waiver of charges on various services, kindly consult Bank Makramah Ltd’s schedule of charges, available on our website.