HOOR CURRENT ACCOUNT
  • This product has been developed with the aim of promoting financial inclusion and providing equal opportunities to women, catering specifically to their financial needs.
  • The Hoor Current Account is a transactional account that operates according to the Islamic principle of Qard. An initial deposit is made to open the account, and subsequent deposits and withdrawals can be made by the account holder. The money can be withdrawn (on demand) with or without notice either by Cheque / ATM / Debit Card / electronically (Net banking etc.) or written instructions.
  • Account may be opened in the name of persons and bodies mentioned below upon being properly introduced in a manner approved by the Bank which ensures Regulatory requirements (provided that their source of income is not received from any prohibited source as per the Shari’ah principles:
    • Women Individuals
    • Women Sole Proprietorship concerns
    • Partnership Firms (if all partners are females)
Key Features
  • Account to be opened with an initial deposit of PKR 3,000/-
  • Available in Pak Rupee only
  • ATM/Debit Card facility (Charges as per SOC)
  • Free first cheque book.
  • No limit on the number of transactions
  • No minimum balance charges
  • Free alternative delivery channel SMS alerts
  • Free E-statement facility
Value Added Services
  • Utility Bill Payment through ATMs / Internet Banking
  • Mobile /Internet Banking facility
  • Issuance of pay order, demand draft and call deposit Receipt.
  • 24/7 customer care through our Contact Center @ toll free number (021) 111-124-365

*Withholding Tax (WHT) and Federal Excise Duty (FED) applicable as per country law

HOOR SAVING ACCOUNT
  • This product has been developed with the aim of promoting financial inclusion and providing equal opportunities to women, catering specifically to their financial needs.
  • The Hoor Saving Account is a sharia-compliant savings account offered by Bank Makramah specifically designed to meet the needs of women. It allows women to deposit their funds for safekeeping and easy access whenever needed. Additionally, account holders can earn profits on the balance maintained in their account, calculated based on the daily balance. This provides a way for women to grow their money while maintaining liquidity.
  • Account may be opened in the name of persons and bodies mentioned below upon being properly introduced in a manner approved by the Bank which ensures Regulatory requirements (provided that their source of income is not received from any prohibited source as per the Shari’ah principles:
    • Women Individuals
    • Women Sole Proprietorship concerns
    • Partnership Firms (if all partners are females)
Key Features
  • Account can be opened with an initial deposit of PKR 3,000/-.
  • Profit calculated on daily basis and payable on monthly basis.
  • Available in Pak Rupee only
  • ATM/Debit Card facility (Charges as per SOC)
  • Free first cheque book.
  • No limit on the number of transactions
  • No minimum balance charges
  • Free alternative delivery channel SMS alerts
  • Zakat applied unless exempted
Value Added Services
  • Utility bill payment through ATMs/Internet Banking.
  • Mobile/ Internet Banking facility
  • Issuance of pay order, demand draft, call deposit Receipt.
  • 24/7 customer care through our Contact Center @ toll free number (021) 111-124-365

*Withholding Tax (WHT) and Federal Excise Duty (FED) applicable as per country law

The following facilities are free if the customer maintains a monthly average balance of PKR 50,000/- for six (6) months.
  • 50% waiver on small locker fee, for first year only, on maintenance of a minimum balance (subject to availability and other charges need to be paid by the customer)
  • Free first cheque book (Charges will be reversed after completion of the first month, if an average balance is maintained by the customer)
  • Free Accidental Death and Permanent total disablement insurance/takaful cover of up to PKR 500,000/-
  • Accidental medical insurance/takaful cover of up to PKR 75,000/-
  • Free ATM cash withdrawal insurance /takaful cover of up to PKR 35,000/- annually
    Free E-statement facility

*Terms and Conditions Apply

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